The profit rate on Bahbood savings certificates has been fixed at 15.36 percent.

ISLAMABAD: The profit rate on Bahbood savings certificates under the National Savings Scheme has been fixed at 15.36 percent for April 2025. This rate has been introduced to provide financial protection to senior citizens, widowed women, persons with disabilities, and guardians of special children.

Under this scheme, a monthly return on investment of Rs 100,000 works out to Rs 1,280. The available value of certificates ranges from Rs 5,000 to Rs 1,000,000, while an individual can invest a maximum of Rs 7.5 million and joint investors up to Rs 15 million.

In addition to the Bahbood Savings Certificates, the dividend rates of other schemes of the National Savings Scheme have also been fixed for April 2025:

Defence Savings Certificates: 14.39 per percent

Special Savings Certificates: First five profits 15.6 per percent, sixth profit 16.6 per percent

Regular income certificates: 14.64 per percent

Short Term Savings Certificates: 3 Months = 20.52%, 6 Months = 19.38%, 1 Year = 19.34%

Savings Account: 20.50 per percent

Pensioner Benefit Account and Martyrs Family Welfare Account: 15.36 per percent

Sarwah Islami Savings Account (SISA) 20.5 percent

Sarwah Islami Term Account (SITA): 1 year = 18.90 percent, 3 years = 15.16 percent, 5 years = 14.52 percent
savings.gov.pk

For more information and to apply, the official website of National Savings Bank can be accessed at savings.gov.pk.